If ever two words should go together – but mostly don't – it's retirement and planning.

Most people want to retire in their 60s after working for 40 years, then hope to live off their savings for another 30 years.

During the working 40 they've raised a family, coped with the ups and downs and tried to live their lives; there may not have been a lot of scope for saving for the next 30.

So planning to make that money last and return a good income; that's a real challenge.

It's a challenge we're very successful at, based on long experience and detailed current knowledge.

Successful planning means making choices long in advance that you might not even realise the implications of at the time. It means putting each individual decision in the context of the whole and relating them to the your long-term position.

It's no exaggeration to say that planning – things you do now – can make a 100% difference to your retirement income, based on exactly the same savings.

This is highly specialized planning that has to deal with time frames and legislation that not even experienced business people are familiar with. It's just as important if you have $2 million invested ¬– or just $300,000 in super.

The sooner you talk to us, the better your outcome will be. The years immediately before retirement are critical.

This is important for you: even if you don't choose us, get some competent retirement planning advice now, from someone who has experience and a track record. Retirement will happen to you and when it does, no matter when you started planning – you'll wish you'd started earlier.

For more information or for a no-obligation initial consultation, contact us.