Decisions you are making now about superannuation, your home, investment and loans all add together to determine how you can live the "golden third" of your life.

The fact is, good – or bad – financial decisions made now can have a dramatic impact on the quality of your retirement.

Wise financial advice will include a personal strategy that guides your decisions.

No-one can exactly predict the economy, but an experienced adviser with a deep, practical understanding can steer you away from the pitfalls, putting you in a position that shields you from economic disasters but takes advantage of growth cycles.

Obviously, that's an ongoing process that involves adjustment to changing conditions.

Black Swan Event Financial Planning is of course an Authorised financial adviser, but that's just the beginning.

We create individual strategies, rather than pre-packaged products.

We work on relationships, not sales: when you partner with us, it's for the long haul.

Because we want to be still dealing with you in 10 years time, we focus on the results for you.

As a personal service business, we rely on satisfied clients to refer new clients to us. That model won't work if we don't deliver long-term.

Black Swan Principal John Cameron is a highly respected industry veteran with 30 years hands-on experience and a deep theoretical understanding. You'd be hard pressed to find a better adviser – and he'll be working directly with you, on your future.

For financial planning advice that focuses on what's best for you long term, contact Black Swan Event Financial Planning for a no-obligation initial consultation.